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Auto Insurance
Following is a list of the most frequently asked questions from our
auto customers. The answers have been designed to give you general information.
Each company defines their own coverage, terms, limitations and exclusions,
therefore, we recommend you thoroughly review your policy for more detailed
answers.
Q1. Why should I insure my
Automobile(s) with Centex Insurance Agency Insurance Agency?
Q2 My current agent says that I get a discount if I
insure my home and auto together. What does Centex Insurance Agency do?
Q3. What other discounts does Centex Insurance
Agency offer on your auto Insurance?
Q4. What if I get into an accident?
Q5. Auto insurance can be very expensive, how do we
pay?
Q6. Most auto insurance policies are about the same
so as long as I have "full coverage" my agent says I'm protected. Is that
correct?
Q1. Why should I insure my Automobile(s) with Centex Insurance Agency
Insurance Agency?
A. We will insure your Automobiles(s) with only the top rated
auto insurance companies in the country. In addition, our Auto Sales
Representatives are licensed agents qualified to answer all of your questions
about auto insurance. They can help you if you are moving to a new state with
the auto insurance requirements for that area. We will make it easy and tailor
your coverages to ensure that you and your automobile receive the customized
protection and service you expect and deserve. back to top
Q2 My current agent says that I get a discount if I insure my
home and auto together. What does Centex Insurance Agency do?
A. Centex Insurance Agency is one of the nation's larger
independent insurance Agencies with over 50 years of experience. We represent
several outstanding auto and home insurance companies. We will shop around to
find you the best coverages and the most competitive auto insurance we have
available. Many of our auto companies offer numerous discounts such as a
homeowner discounts. back to top
Q3. What other discounts does Centex Insurance Agency offer
on your auto Insurance?
A. We offer a variety of discounts to help you lower your
rates such as: Multi-car discount, safety device discount, anti-theft discount,
mature drive credit, good driver discount, good student credit, air-bag
discount anti-lock brake credit. back to top
Q4. What if I get into an accident?
A. If you are involved in an accident, our companies
experienced claims professionals will help you return thing to normal. Most of
our companies have 24-hour seven day a week toll-free claim reporting services.
You will know that your claim is being processed no matter what the time or
day. back to top
Q5.Auto insurance can be very expensive, how do we pay?
A. Our auto insurance companies offer flexible payment plans
to fit your budget. We can offer you a choice of direct billing plans. Or, some
of our companies offer an easy electronic fund transfer option where monthly
payments are deducted from your checking or savings account; in many cases
there is no down payment or service charges for this option. Plus, some of our
companies' accept credit card or pre-authorized check down payments for your
convenience. It's your choice! back to top
Q6.Most auto insurance policies are about the same so as
long as I have "full coverage" my agent says I'm protected. Is that correct?
A. Not all auto insurance policies are the same. The term
"full coverage" does not mean the same thing to everyone. At Centex Insurance
Agency, our auto experts will take the time to ensure that you have the
coverages, deductibles and limits that meet your needs so you can have the
peace of mind that you will be protected. back to top
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